Terms of Use
Effective June 30, 2026
1. Acceptance of Terms
These Terms of Use (“Terms”) govern your access to and use of anchoradvisors.care (the “Site”) operated by Anchor Care Advisors LLC (“Anchor Care Advisors,” “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Site.
2. Informational Purpose Only
Content on the Site is provided for general informational purposes only and does not constitute insurance, legal, tax, medical, or financial advice. Plan availability, eligibility, benefits, exclusions, premiums, and rates vary by state, carrier, age, and individual circumstances. Always review the actual policy documents and speak with a licensed agent before making coverage decisions.
3. Independent, Licensed Agency
Anchor Care Advisors is an independent licensed insurance agency. Plan availability, eligibility, benefits, and pricing vary by state, carrier, and individual circumstances. Anchor Care Advisors is not affiliated with or endorsed by any government agency, Medicare, Medicaid, or the Health Insurance Marketplace. Submitting a form does not guarantee eligibility, enrollment, savings, or coverage.
Anchor Care Advisors operates as an independent insurance agency and is appointed with various insurance carriers. We may receive compensation from carriers when policies are issued. This compensation does not increase the price you pay for coverage.
4. No Insurance Contract
Submitting a form, requesting a quote, or communicating with us does not create an insurance contract, bind coverage, or guarantee eligibility, enrollment, savings, or approval. Only the issuing carrier can bind coverage, and only the policy documents issued by the carrier determine your benefits.
5. Eligibility & Accuracy of Information
You must be at least 18 years old and a U.S. resident to use this Site or request services. You agree to provide accurate, current, and complete information and to update it as needed. Providing false information may result in denial of coverage by a carrier and is your sole responsibility.
6. Communications Consent
By submitting your contact information, you consent to be contacted by Anchor Care Advisors and its licensed agents by phone, text, and email regarding insurance options. See our Privacy Policy for full TCPA / opt-out details.
7. Permitted Use
You agree not to:
- Use the Site for any unlawful purpose.
- Attempt to gain unauthorized access to any portion of the Site or related systems.
- Copy, scrape, reverse engineer, or republish content from the Site without our written permission.
- Interfere with or disrupt the integrity or performance of the Site.
- Impersonate any person or misrepresent your affiliation with any person or entity.
8. Intellectual Property
All content on the Site, including text, graphics, logos, icons, photographs, audio, video, the “Anchor Care Advisors” name and mark, and the overall design, is the property of Anchor Care Advisors LLC or its licensors and is protected by U.S. and international intellectual property laws. You may view and use the Site for your personal, non-commercial use only.
9. Third-Party Sites & Carriers
The Site may link to third-party websites, including insurance carriers, healthcare.gov, and federal or state agencies. We do not control these sites, and we are not responsible for their content, policies, or practices.
10. Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
11. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, ANCHOR CARE ADVISORS LLC AND ITS OWNERS, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, DATA, OR COVERAGE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR RELIANCE ON ANY CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SITE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US$100).
12. Indemnification
You agree to indemnify, defend, and hold harmless Anchor Care Advisors LLC and its owners, agents, and affiliates from any claims, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your use of the Site, your violation of these Terms, or your violation of any rights of another party.
13. Governing Law & Venue
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Site shall be brought exclusively in the state or federal courts located in Palm Beach County, Florida, and you consent to the personal jurisdiction of those courts.
14. Changes to These Terms
We may update these Terms from time to time. When we do, we’ll revise the “Effective” date above. Your continued use of the Site after changes are posted means you accept the updated Terms.
15. Contact
Anchor Care Advisors LLC
Boca Raton, Florida
info@anchoradvisors.care
